Personal Finance in Claude: connect your bank accounts and ask about your money

On November 5, 2026 Anthropic started rolling out Personal Finance in Claude, a beta for Pro, Max, and Ultra subscribers in the United States. You connect your bank and credit card accounts, and Claude answers questions about your money using your actual transactions.

What it can do

Once an account is connected, you can ask Claude about:

• Balances and transactions: "What's in checking right now, and what cleared this week?"
• Spending by category, and how this month compares with earlier months.
• Upcoming payments: bills, subscriptions, and card due dates.
• Things that look off: duplicate charges, unexpected fees, a bill that keeps creeping up.
• Plain-English explanations: what APR means on your card, or how much interest you have paid this year.

Claude can also build things you keep using: a spending chart, a calendar of upcoming bills, or a small dashboard you adjust over time. These work the same way as other artifacts and dashboards in Claude.

What it cannot do

It is read-only. Claude cannot move money, pay bills, open accounts, or invest. Anthropic says it is not designed to give investment advice, and the feature carries no ads, sponsored recommendations, or Anthropic credit cards, loans, or savings products.

How connecting works

You connect through Plaid, the same service many budgeting apps and banks use. You sign in to your bank on Plaid's screen and approve read-only access. Claude never asks for or sees your bank password.

For each connected account, Claude can see:

• The bank name, account name, account type, and last four digits
• Balances and credit limits
• Up to two years of transactions

To turn it on, open Personal Finance in Claude's sidebar, connect one account, and ask a question.

Privacy, in plain terms

• Chats inside the Personal Finance hub are not used to train Anthropic's models, whatever your general privacy setting is.
• Chats outside the hub follow your normal privacy settings. If you paste a bank statement into an ordinary chat, the hub's protection does not apply to it.
• You can unlink an account at any time, and Claude loses access to its data.

Before you connect, decide which accounts belong there. Your everyday checking and main credit card cover most questions. What to share with Claude walks through how to draw that line for any connected data.

Check the numbers

Claude can misread a transaction, miscategorize a charge, or add something up wrong. For anything that matters, such as a dispute, a tax figure, or a budget you are going to act on, ask it which transactions make up the number and check them against your bank's own statement. A good habit is to end any money question with "show me the transactions behind that."

Five questions to start with

1. "List every subscription I've paid for in the last three months, with the amount and the date it renews."
2. "Did any bill go up compared with the same month last year? Show me the transactions."
3. "Are there any charges that look like duplicates or fees I might not expect?"
4. "What's due in the next 14 days, and will my checking balance cover it?"
5. "Make me a monthly spending chart by category for this year, and keep it so I can check it each month."

The first one tends to pay for itself.

Who gets it

US users on Pro, Max, and Ultra, rolling out from the week of November 5, 2026. It is a consumer feature; there is no Team or Enterprise version, and Anthropic has not said when it will reach other countries. If you use Claude at work, keep it on your personal account.

For connecting other personal tools, such as your calendar and email, see connectors for everyday use.

Announcement: Introducing Personal Finance in Claude.